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Strategies to Paying Off Debt. How to Get Back to Your True Self.

I am going to take a different approach than most for helping you pay off your debt.  Research shows that we know what to do it is our behavior that holds us back.  The motivation piece and the feeling like we are getting nowhere. Let's dive in. “Do what is hard and life is easier, [...]

By |2019-05-30T14:41:28-05:00May 30th, 2019|Uncategorized|0 Comments

Why You Need A Financial Plan

Whether your somebody who is young just starting out in the workforce.   Someone who is in the middle of their career.   Someone who is late in their career I will explain why I believe you should have a financial plan.  Even if you already have an advisor or your a DIY person it doesn’t [...]

By |2019-05-17T10:43:58-05:00May 12th, 2019|Personal Finance|0 Comments

IPERS Employees: Invest in your RIC 403(b) / 457 OR in an IRA

Anyone who is an IPERS employee in the State of Iowa who is eligible can participate in their provided RIC (Retirement Investors Club).  Education employees have a 403(b) option that you can contribute to. Public and State employees have a 457 option. Depending on where you work you also have the option to contribute to [...]

By |2019-05-06T11:03:44-05:00May 6th, 2019|Investing, Retirement Accounts|0 Comments

IPERS Employees: What to do with your RIC 403(b) / 457 after you leave IPERS Employment

An individual in IPERS covered employment upon retiring or at a different stage in life has a couple of options on what to do with their money. The table above is based on an initial investment of $10,000, over a 50 year time period, with a 10% return.  Your expense is the fee that your [...]

By |2019-05-01T10:47:41-05:00May 1st, 2019|Investing, Retirement Accounts|0 Comments