Fee-only financial advisor serving Cedar Falls, IA and beyond | Call Today at 563-845-3139

#22 – What happens if my spouse dies?

Obviously, no one wants to even think about the thought of going on with life without their better half.  The fear and avoidance lead many people to just ignore it.  Due to ignoring it, they end up never actually planning for it.  The spouse alive and potential kids are the most immediate ones that are [...]

By |2020-06-23T20:10:32-05:00June 18th, 2020|Podcast|0 Comments

#21 – Should you refinance your mortgage?

When the majority of homeowners refinance they don’t look at the whole picture. This episode will help you decide if refinancing is right for you and what process you can take to reach that decision.  Ultimately, its about making the right decision for you and your family given your particular situation so your money can [...]

By |2020-06-23T20:08:41-05:00June 11th, 2020|Podcast|0 Comments

#20 – How to access retirement money prior to 59.5

 In this weeks episode we will discuss: Strategies to access money from retirement accounts prior to age 59.5 penalty free Why someone may consider using these strategies The pros and cons of the strategies and the steps to achieving this Call to Action: Start thinking and planning about:  What strategy sounds the best to [...]

By |2020-06-09T20:45:20-05:00June 4th, 2020|Podcast|0 Comments

#19 – The trifecta of HSA’s (Health Savings Accounts)

https://anchor.fm/peeling-back-money-life/episodes/19---The-trifecta-of-HSAs-Health-Savings-Accounts-eeiki0 In this weeks episode: The trifecta of owning and contributing to an HSA FSA (Flexible Spending Account) vs HSA (Health Savings Account) Traditional vs High Deductible Health Plan Real-Life Example choosing FSA vs HSA Show Notes: Traditional Eligible for FSA (Flexible Spending Account)  Use it or lose it.  No investment options HDHP (High Deductible [...]

By |2020-05-28T07:15:12-05:00May 28th, 2020|Podcast|0 Comments

#18 – How to handle debt

In this episode we cover Different types of debt How to handle debt and strategies you can utilize Show Notes: Sometimes necessary debt. House Loan? College Loan? Business Loan? Car Loan? What debt is considered bad? Personal and Home Equity Loans Vacation Loans Stuff (furniture, toys, etc.) Anything that depreciates pause and questions it. (all [...]

By |2020-05-25T20:55:24-05:00May 21st, 2020|Podcast|0 Comments

#17 – What you need to know about Annuities

Listen to this episode if you are considering purchasing an annuity, own an annuity, or to educate yourself about annuities. In this episode we will talk about: The several different types of annuities Pros and Cons of buying one Options if you currently have one Show Notes Look at annuities as insurance product not as [...]

By |2020-05-18T20:42:54-05:00May 14th, 2020|Podcast|0 Comments

#16 – COVID-19 Uncertainty. Be passive or active?

In this weeks episode   Defining passive versus active investing How we can deal with investment uncertainty Show Notes Some of the key benefits of passive investing are: Ultra-low fees: There's nobody picking stocks, so oversight is much less expensive. Passive funds simply follow the index they use as their benchmark. Transparency where you have [...]

By |2020-05-18T21:11:44-05:00May 7th, 2020|Podcast|0 Comments

#14 – Financial Professionals

In this episode, we are going to be talking about Different types of investment professionals What you should be looking for What you should ask them Call to Action:   If you currently have an advisor what type are they and what are you paying them? If you don’t have one should you have [...]

By |2020-04-23T05:57:44-05:00April 23rd, 2020|Podcast|0 Comments