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Traditional or Roth 401(k)

This article applies whether you have a 401k, 403(b), 457, TSP etc.  Part of the decision comes down to your household tax situation both now and what it may be in the future.   Access to 401k If you have a 401k then you automatically have access to the traditional option.  That is the default [...]

By |2020-02-01T07:30:56-06:00February 1st, 2020|Investing, Uncategorized|0 Comments

Strategies to Paying Off Debt. How to Get Back to Your True Self.

I am going to take a different approach than most for helping you pay off your debt.  Research shows that we know what to do it is our behavior that holds us back.  The motivation piece and the feeling like we are getting nowhere. Let's dive in. “Do what is hard and life is easier, [...]

By |2019-05-30T14:41:28-05:00May 30th, 2019|Uncategorized|0 Comments

How We Plan To Reach Financial Freedom

  The secret to reaching the state of financial freedom is looking at your savings rate.  Your savings rate is going to be your best indicator of when can you retire. Do other factors go into it? Absolutely. However, you can be the best investor but if you don’t save enough it won’t matter.  On [...]

By |2018-10-14T18:43:36-05:00October 14th, 2018|Uncategorized|0 Comments