Our financial planning service is $1,000 – $3,000 for the initial plan.  Then as an ongoing fee that is paid monthly or quarterly, in advance, at the rate of 1-2% of income + .3% of net worth/year.

Income is determined by the previous year’s Adjusted Gross Income. 

Net Worth is determined by total net worth including personal residence less rental real estate less privately held business interests. Total Net Worth is comprised of cash and cash equivalents, investment accounts, retirement accounts, personal residence, vacation homes, collectibles held for investment, credit card debt, mortgages, student loans, vehicle loans, and other liabilities.  Not included in this calculation of net worth are cars and other vehicles, personal property, furniture, assets, or liabilities owed by related parties, and collectibles not held for investment.

With the ongoing service you will receive support to help implement the financial plan and we monitor the plan as your life unfolds.  We will be there to hold you accountable.  We evaluate and take into consideration:

We are available for hourly advice at a rate of $100-$200 per hour.  We will focus your goals and guide you to success.  This is available for those who are not ready for the complete financial plan.  We will provide advice on 1-2 of the areas.

A FEW AREAS COVERED IN THE PLANNING PROCESS

CASH FLOW MANAGEMENT

  • Goal Setting
  • Income Sources
  • Savings Categories
  • Spending Categories
  • Opportunity Costs
  • Automate Saving and Spending
  • Workplace Benefits

  RISK MANGEMENT

  • Emergency Fund
  • Insurance Analysis
  • Basic Estate Planning

  DEBT MANAGEMENT

  • Mortgage
  • Student Loans
  • Vehicle
  • Other

   INVESTING

  • Tax-Efficiency
  • Asset Allocation
  • Diversification
  • Fees
  • Transfer Support
  • Retirement Planning. Have enough?

ROAD TO FREEDOM IS AN APPOINTMENT AWAY.

Schedule an Appointment

FINANCIAL FREEDOM IS JUST A PHONE CALL AWAY.

SCHEDULE A MEETING

HOW IT WORKS

1st

First meeting is free of charge. This is the Discovery Process where we have the opportunity to get to know each other.

2nd

We will ask you an array of questions in order to gain more knowledge on your current situation and aspirations you have. This is where the goal-setting process starts! .

3rd

Now we know where you want to go. It is time to see where you are at currently. We look over all relevant financial information. This is where we start organizing your financial life.

4th

After gathering all financial documents we put together a plan for you. Recommendations in plain English that are tailored to your goals and values.

5th

Upon going over the plan with you we are ready to start taking action towards the plan. We sit down and prioritize which action(s) to take first.

6th

We continue to review your life’s goals to make sure the financial plan is in alignment.  We stay proactive to life’s transitions, while monitoring progress of your portfolio and maintaining focus on your goals.

FEELING EMPOWERED? LET’S GET STARTED.

SCHEDULE A MEETING

FEELING EMPOWERED? LET’S GET STARTED.

SCHEDULE A MEETING